Partner
and access,
Lawrence Hamilton leads Mayer Brown's US Insurance Regulatory & Enforcement group. He advises insurance companies, insurance agencies and investment companies on a broad range of regulatory matters, including those associated with formation, licensing, portfolio investments, reinsurance, e-commerce, cybersecurity and outsourcing. He is also a member of Mayer Brown’s Cybersecurity & Data Privacy practice. Larry is also part of Mayer Brown’s Insurance and Capital Markets Convergence subgroup, which uses the combined talents of the firm’s insurance and structured finance practitioners to ensure that transactions take into account the customs and expectations of both markets. He regularly advises US and European financial institutions on the insurance regulatory issues associated with complex capital market and derivative structures, including the evolving changes in regulatory treatment of different types of investments by the National Association of Insurance Commissioners. Larry has a 50-state insurance regulatory practice and has extensive experience negotiating directly with insurance regulators, helping clients overcome regulatory obstacles and gain approval for their proposed forms of business arrangements. He advises clients in connection with corporate governance, mergers and acquisitions, reserve financings, insurance-linked securities, pension risk transfers and public and private offerings of securities. Larry also advises on regulatory issues relating to the nonadmitted insurance market, and he is a member of the Surplus Lines Law Group and the Legislative Committee of the Wholesale & Specialty Insurance Association (WSIA). Larry works extensively on cross-border regulatory projects, especially with regard to Bermuda and other offshore insurance markets. He frequently advises start-up and insurtech companies on navigating the complex insurance regulatory landscape as they seek to use innovation and technology to transform the insurance marketplace. He led the development of a 50-state user guide for conducting insurance business over the Internet, covering all aspects of the insurance business relationship from advertising to policy issuance to claims payment. Larry is ranked in Chambers USA (Nationwide and Illinois – Insurance: Transactional & Regulatory), which has described him as “great with the regulator and a very effective and good advocate for his client's cause.” He is also ranked for Insurance – Non-contentious in the Legal 500 and has been listed in Best Lawyers for insurance law and Illinois Super Lawyers for mergers and acquisitions since 2009 and 2010, respectively. Larry joined Mayer Brown in 1996.