Andrew McNichol Bio

Andrew focuses his practice on insurance regulatory and compliance law. Andrew represents traditional (i.e. non-captive) insurers, reinsurers, and insurance-related business entities in the formation and licensing of new companies, including obtaining initial UCAA licensing, multistate expansion applications, and obtaining approval of corporate amendments applications. He also represents other persons and entities which are regulated by insurance departments, or adjacent to the insurance space, including third party adjusters (TPAs), managing general agents, adjusters, consultants, producers, and agencies. Andrew represents captive insurers in connection with formation, licensing, redomestication, conversion, and dissolution. He provides captive insurers with support for their ongoing legal needs, including regulatory compliance, examinations, corporate filings, board and stockholder meetings, coverage issues, contract drafting, reinsurance, and administrative proceedings. Andrew represents insurance entity clients in connection with Form A mergers, acquisitions and other change of control events, handling all aspects of regulatory compliance and approval applications. He regularly drafts and obtains regulatory approval of Form D affiliate service agreements, dividend requirements, enterprise risk reports, Form B registration filings, and related filings under Insurance Holding Company Acts.