Bio

Stephanie Kalahurka has a broad range of legal, regulatory and operational experience in the financial institutions industry. For almost two decades, Ms. Kalahurka's law practice has focused on the corporate and regulatory representation of public and private financial institutions and financial service businesses, with clients ranging from large, publicly-traded holding companies to smaller stand-alone community banks. In addition to her private practice, Ms. Kalahurka served for four years as an Adjunct Professor of Banking Law at the University of Kansas School of Law. She also previously served as a financial examiner with the Texas Department of Banking. Ms. Kalahurka's corporate and securities practice includes negotiation and consummation of mergers and acquisitions for public and private financial institutions; public and private stock and asset acquisitions; SEC reporting and compliance (e.g., registration statements, periodic reports, proxy materials and Section 16 compliance); public and private securities offerings (e.g., common and preferred stock, senior and subordinated debt, and trust preferred securities); stock incentive plans and tender offers. Ms. Kalahurka's regulatory practice includes representation of clients on enforcement matters in front of the U.S. Department of Justice and CFPB; responding to examination issues and negotiating regulatory enforcement actions; advising clients on director and officer liability issues; enterprise and vendor risk management; capital planning and Basel III compliance, general consumer compliance (e.g., Fair Lending, CRA, RESPA, navigating recent CFPB mortgage regulations); responding to SEC inquiries; regulatory application matters in corporate transactions; chartering de novo financial institutions; establishing branch and agency offices for foreign financial institutions; change in bank control issues; acquisition of non-banking subsidiaries and failed financial institutions; ongoing compliance, strategic and capital planning. Ms. Kalahurka also has years of experience assisting clients with state money transmitter licensing, compliance and enforcement matters.