Bio

Lauren Ybarra advises clients in the highly regulated insurance industry on a broad range of transactional and regulatory matters. She guides them through business expansion across state lines, the formation of new ventures, and corporate reorganizations. Lauren has significant experience managing statutory filings, including Form A (statements regarding acquisition of control), Form B (annual registration statements), and Form D (transactions subject to prior notice). Lauren counsels entities across the industry on compliance nationwide, regulatory investigations, enforcement actions, and other operational challenges. Staying ahead of regulatory developments impacting new technologies, Lauren takes an innovative approach to protecting clients’ interests, especially in the InsureTech space. She has particular strengths in providing strategic management of insurance related entities and advising on change-of-control transactions involving insurance regulated entities and insurance technology companies on a nationwide basis. Clients appreciate Lauren’s guidance at every stage of the process – from internal discussions on the strategic benefits of a particular deal to effective and efficient review of stock purchase agreements to Department of Insurance approval and every step in-between – to ensure the smooth and successful completion of their acquisitions. In addition, clients rely on Lauren’s counsel on the full spectrum of business and legal issues that often keep them up at night. In particular, she helps her clients to better understand the model laws promulgated by the National Association of Insurance Commissioners (NAIC), the regulation of big data, new state rules and obligations, and other developments that may affect their ability to do business.