Ruth Hite Bio

Ruth Hite is a corporate, commercial and regulatory lawyer who specialises in the insurance sector. She acts for insurers, insurance intermediaries, policyholders and risk professionals, advising on a range of matters. Her particular expertise is in outsourcing arrangements, leading legal/regulatory change projects and regulatory advice on complex multi-jurisdictional matters. She also advises on PRA/FCA authorisation applications, change in control applications and insurance portfolio transfers and the cancellation of permissions (births, deaths and marriages). Ruth has a strong UK and EU regulatory background, having worked in-house at the Financial Services Authority/Prudential Regulation Authority and as Head of Legal & Compliance (PCF12) for an Irish insurer with European reach. She has proven experience of effective communication with European regulators on contentious and non-contentious matters. Having also worked for a number of years for a global insurance company, Ruth understands the needs of in-house counsel, as well as the operational complexities of the insurance industry.