Bio

Tom Cumming is a senior restructuring and insolvency lawyer with Gowling WLG and leads the practice group in its Calgary office. Tom has over 30 years of experience in the restructuring and insolvency and lending areas and has developed a reputation for providing creative and strategic advice to his clients. He practised for 14 years in Gowling WLG's Toronto office and then moved to the Calgary office in 2001. Tom has significant experience with the restructuring, liquidation and financing of the up-stream and mid-stream oil and natural gas production and service industry, commercial real estate and development, manufacturing, retail, mining, agricultural and technology industries. He has successfully structured and implemented the emergence of businesses from receiverships and CCAA proceedings. His experience includes the restructuring of financially distressed indigenous businesses. Tom has acted for all parties typically involved in restructuring and receivership proceedings including private and public debtors, private equity and institutional lenders, purchasers, and monitors, trustees and receivers. His understanding of the perspectives of different stakeholders involved in these proceedings enables him to provide timely and insightful advice to his clients and provide creative solutions to difficult legal and business problems. Tom regularly represents clients before Alberta courts and was co-counsel to the receiver at the Supreme Court of Canada in the Orphan Well Association v. Grant Thornton Ltd., a significant case dealing with the priority of regulatory obligations and the ability of receivers to disclaim environmentally contaminated assets. Tom frequently writes with respect to legal developments and speaks to lawyers, licensed insolvency trustees and lenders in relation to insolvency and restructuring.