Bio

Nicole Krol is a partner in Chapman's Banking and Financial Services Department and is a member of the Commercial Lending Practice Group. She participated in Chapman’s summer associate program in 2006, and has practiced law since joining the firm in 2007. Nicole represents banks and other financial institutions in a wide range of domestic and international financing transactions. Her experience includes structuring, negotiating, and documenting secured and unsecured credit facilities, primarily focusing on asset-based lending, merger and acquisition financings, leveraged finance, commercial lending, and real estate finance transactions. Nicole’s representative transactions include single- and multi-bank credit facilities, loan syndications, first lien/second lien structures, “warehouse” credit facilities, loans to REITs, hybrid lending products, and cross-border secured lending transactions involving foreign credit parties and multi-currency availability. Nicole also has substantial experience in private equity fund lending and subscription facility financing. In addition to front-end transactions, Nicole has represented lenders in various loan restructuring and workout transactions. She has extensive experience in the negotiation of intercreditor arrangements and co-lender arrangements, including senior/mezzanine, first lien/second lien, crisscross lien, first-out/last-out, and similar structures.