Bio

I am a banking and finance lawyer specialising in housing finance, and the joint head of our Housing practice. I have been acting for borrowers and lenders for over 20 years, and represent a broad range of clients including corporate borrowers, registered providers, charitable entities, property developers, banks and institutional investors. I advise on all types of loan agreements, security documentation, intercreditor and security trust arrangements, swap transactions and capital market issues. I specialise in supporting and advising clients in the social housing sector to raise funds, whether through short-term revolving credit facilities or longer-term private placements and bond issuance. I also advise on development finance, acquisition finance, off-balance sheet delivery models, joint venture arrangements and restructurings. I am recognised for providing commercial and pragmatic advice to clients and for using my experience acting for borrowers and lenders to evolve and document new funding structures.