Bio

Prior to joining Consello, Michael was the Chairman of Teneo Capital. He is also the founder of Ronoc, an investment and advisory business primarily focused on financial services in emerging economies. Michael has over 30 years of experience in Financial Services. His success has been built on inventive business intelligence, the ability to engage with international partners, and most importantly, as a leader and consensus builder. Michael has significant knowledge of the payments industry, both cards and digital, the retail banking sector, and as a business leader and entrepreneur in emerging markets. In 2003, Michael joined Renaissance Capital Group as the founding CEO of Renaissance Credit. During his tenure, it grew to one of the largest consumer finance banks in Russia, and he also established a bank in Ukraine and a financial services joint venture with IKEA where he was the Chairman of IKANO Russia. Prior to building Renaissance Credit, Michael had an extensive career with American Express. He joined the company in Ireland in 1988, thereafter spent four years in Russia establishing the American Express Card business across the former Soviet Union, and then moved to the UK as Vice President and Head of the European Dollar Card business and Head of the EMEA franchise business.