Bio

Crystal Lloyd, CRCM, CAFP, is a Vice President – Compliance Division at ProBank Austin. Prior to joining the firm in 2008, Ms. Lloyd has a total of over twelve years of experience in the consulting field and over 17 years in compliance including deposits, lending, Bank Secrecy Act, and other operational consumer compliance regulations. Ms. Lloyd has performed fair lending reviews, written consumer compliance procedures manuals, and evaluated overall compliance management programs. She has reviewed banks ranging from $20 million in asset size to over $22 billion in asset size. Ms. Lloyd also has supplemented a Mortgage QA process for a $78 billion institution. She has reviewed banks regulated by the OCC, FDIC, FRB, and NCUA. Prior to that, Ms. Lloyd was the Vice President of Internal Audit at a $1 Billion OCC institution focusing primarily on compliance audits. Ms. Lloyd has also served as Compliance Officer, CRA Officer, co-IT Officer, and Privacy Officer for a $70 million FDIC institution upon graduation from college. Ms. Lloyd has a Bachelors of Business Administration, as well as a Masters of Business Administration, from Morehead State University.