Bio

Ralph, managing partner and CEO of Citizens Capital Markets, Inc., Oakins’ member firm in Cleveland, has over 40 years of experience in investment and commercial banking. Prior to founding Citizens Capital Markets, Ralph managed the investment banking division of McDonald Investments Inc. In addition, he chaired the firm’s investment committee. Subsequent to the sale of McDonald to Key Corp., he became manager of the combined investment banking groups. He was also named a member of KeyCorp.’s executive committee, as well as the equity underwriting, debt underwriting and M&A commitment committees. Prior to joining McDonald Investments, Ralph was employed at American Fletcher Corporation (now JPMorgan Chase) for 10 years, most recently serving as division manager in the corporate group. His previous experiences at Bank One include: manager, international banking division; board member and executive director of American Fletcher Bank Suisse, S.A.; general manager of the European branch, Luxembourg; and area manager for Europe, Middle East and Africa. Ralph has a BA from Duke University (Dean’s list), an MBA from the American Graduate School of International Management (with honors) and a graduate degree in banking from the Stonier Graduate School at Rutgers University. He also serves on the board of directors of numerous private and public companies.